Department of Motor Vehicle (DMV) Fraud

Identity Fraud Scenario

Driving Away Fraud with Identity Proofing.

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Thieves, fraudsters and even organized criminal grouphave been caught with real driver’s licenses issued using a different person’s identity. 

 

 

 

  • Social Services include numerous benefits programs, the majority of which only require a simple check of a license or a license number as “proof” of residency. A license becomes that Golden Ticket which is assumed to be a) legitimate, b) accurate, and c) assures residency.

  • When granting a license, DMVs often rely on information, such as a birth certificate, licenses from another state, a bill addressed to the license requestor showing the new address, or even lease–documents that can be easily created or modified for criminal purposes.

  • Here are some of the programs that a fictitious license will help the holder to defraud; Unemployment, Food Stamps (SNAP), Women, Infants and Children (WIC), Public Housing, Welfare, Social Security, Temporary Assistance to Needy Families (TANF), Medicaid, Medicare, Worker’s Compensation, and Veterans’ Benefits.

Perhaps the most important responsibility that Departments of Motor Vehicles (DMVs) have is the verification and authentication of an individual's identity when issuing a license. Yet, when granting a license, DMVs often rely on information, such as a birth certificate, licenses from another state, a bill addressed to the license requestor showing the new address, or even lease--documents that can be easily created or modified for criminal purposes.

A recent U.S. Government Accountability Office (GAO) report showed that a fake license submitted to another state in order to obtain a legitimate state license was easily accomplished in the three states where they tested their theory. Each state assumed that the submitted license was real and used this as the basis of the identity for the new license.

There are a number of reasons for an individual to desire a second or even a third license under another identity, and a majority of them are illegal. Through this activity criminals and organized criminal groups can move about with anonymity, cloaking their trail via someone else's identity. The challenge facing licensing agencies is that they are tasked with determining identities often with incomplete, inaccurate, and
misleading information.

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