Prevent and Manage Fraud with a Unified Approach to Identity Trust

Prioritize fraud prevention and personalize customer experience with a complete view of risk and identity — spanning physical and digital global risk identity intelligence.

Fraud and Identity Management

                  
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Unify Physical and Digital Identity Intelligence for a Complete View of Your Customers

Every person, in every city, in every country around the world is unique with their own set of identities that represent who they are. In today’s world we create and manage more identities than ever before.

  • Traditional physical identities that show our offline lives and measure how we use identity information to interact with lenders and service providers.
  • Digital identities that represent our online lives such as device identities, behavioral biometrics, and email addresses.

For most organizations, customer information is highly fragmented — the data is often scattered across various point providers and disconnected from corroborating identities. This lack of cohesiveness paves the way for fraudsters to deploy new strategies and multi-vector attacks, breaking through static defenses to pinpoint vulnerabilities.

It is time to recognize that customer identity verification must be multi-faceted. A comprehensive yet granular view of identity is key to deflecting existing and emerging fraud threats.

LexisNexis® Risk Solutions combines physical and digital identities — including device, behavioral biometric and credit seeking insights— to bring the world of identity together for a 360-degree view of your customers. Our suite of fraud management and identity solutions let you apply the appropriate level of security-related friction for every interaction across the customer lifecycle to prevent fraud before it happens.

Financial Services Fraud:
How LexisNexis ThreatMetrix Can Help

How can you increase online security while ensuring that legitimate users are not caught up in your attempts to stop the criminals?
LexisNexis Risk Solutions Cybercrime Report

LexisNexis® Risk Solutions Cybercrime Report

Discover insights that can help you understand today’s complex fraud landscape and the need for a coordinated, multi-layered response centred around customer trust and industry collaboration. 

More Information

Financial Services Infographic

Financial Services Solution Brief

LexisNexis Risk Solutions gives you the full 360-degree view of identity to prevent fraud whilst ensuring your customers have a smooth and secure end user experience.


Aggressively Combat and Prevent Fraud with an Increasing Level of Identity Trust Never Experienced Before

Increasing Identity Trust

LexisNexis Risk Solutions recently took bold steps to ensure broader identity attribute coverage across all risk domains by acquiring a key industry leader.

Emailage® - a renowned expert in global email intelligence and enhanced predictive risk scores was acquired in March of 2020. Emailage® brings market leading expertise to assess fraud risk by utilizing email address metadata, a global contributory network and machine learning algorithms for incalculable benefits.

This acquisition brought an additional intelligence network, that when paired with the existing LexisNexis® Digital Identity Network® creates a constantly expanding collective view of identity activity, legitimacy and confirmed fraud. The end-result is a holistic picture of identity—the unification of physical and digital identity intelligence, email network insights and behavioral biometrics for global consumer recognition.

Together, the integration of Emailage with LexisNexis Risk Solutions provides further evidence of our commitment to expanding innovation and expertise in verifying and authenticating consumer identity and bringing together best-in-class perspectives for a single picture of identity and fraud management.

Use Fraud and Identity Insights to Apply Risk Appropriate Friction to Each Customer Interaction

Consumers are not monolithic and do not fall into neatly categorized buckets. As a result, organizations are increasingly charged with finding a way to interact and “meet them where they are”—whether it’s in person, online, on a mobile device or through another channel – without exposing their company or their customers to increased fraud risk. 

Those who succeed can offer premium customer experience while reducing fraud risk, supporting more transactions and generating higher revenue.

Our full range of fraud and identity management tools securely and seamlessly segment risk throughout the customer lifecycle across a secure omni-channel environment allowing organizations to apply the right amount of fraud defense related friction to every customer interaction and enable your business to raise effectiveness and accuracy through:

Fraud Analytics

Identity Verification and Authentication

Our fraud and identity management solutions provide you with real-time, on-demand consumer identity analytics, authentication and investigative insights to enable your business to effectively combat fraud and keep trusted transactions in efficient motion by:

  • Detecting and blocking complex fraud
  • Streamlining account opening and onboarding
  • Reducing unnecessary customer friction and accelerating positive authentication
  • Defending against emerging fraud threats through effective fraud identity management
  • Optimizing ongoing account servicing
  • Minimizing fraud losses and avoiding reputational risk

Gain a Unified Picture of Identity with One Comprehensive Solution Provider

Historically, LexisNexis Risk Solutions has long been the leader in physical identity events and a pioneer in global consumer recognition via our proprietary LexID® linking technology.

In early 2018, LexisNexis Risk Solutions acquired ThreatMetrix˚ offering a new paradigm in fraud identity intelligence. The acquisition added powerful digital identity intelligence capabilities with global coverage, unifying decision analytics across both the customer’s physical and digital journey. LexisNexis® ThreatMetrix® provides digital identity intelligence and authentication powered by insights from billions of transactions and embedded machine learning as the only end-to-end enterprise fraud management solution.

Today, LexisNexis Risk Solutions provides critical insights and capabilities to help prevent fraud with risk appropriate friction for an optimal customer experience. Our fraud detection and management solutions enable organizations to:

  • Make physical and digital connections that distinguish fraudulent from legitimate patterns across channels that go beyond physical authentication verification—such as name, address, date of birth or a CVV code associated with a card—to include active ID verification, digital identity biometrics and device assessment
  • Blend physical and digital identity to get the full view of the customer that is essential for detecting fraud anomalies based on device use, linkages, remote channel behaviors, locations and patterns
Network Unified Picture
Best of all, after evaluating the physical and digital footprint, organizations can quickly turn around and deploy appropriate authentication and identity fraud management capabilities based on the risk of each consumer interaction from one trusted source without relying on disparate multiple provider solutions.

Discover What Others Influencers are Saying about Our Award-Winning Fraud Defense and Fraud Management Solutions

LexisNexis Risk Solutions receives recognition from some of the industry’s most respected analysts and associations.
Report data

Forrester®

A global market research company, ranked LexisNexis® Risk Solutions a leader in the Forrester Wave™: Risk-Based Authentication (RBA), Q2 2020 report and touts LexisNexis Risk Solutions for creating a fraud management solution that unifies identity verification, RBA and simple transaction monitoring into a single platform.
Global news report

Card Not Present®

An information, education and news organization, named LexisNexis Risk Solutions the best antifraud solution in the 2020 CNP awards. Winning this respected payments industry award adds another third-party validation to the accuracy and effectiveness of our fraud solutions.
Global Cybersecurity

CyberSecurity Breakthrough

A leading independent market intelligence organization that recognizes the top companies, technologies and products in the global information security market, announced that LexisNexis® Risk Solutions won the “Overall Fraud Prevention Solution Provider of the Year” award. 


“LexisNexis Risk Solutions is transforming risk decision making, delivering a comprehensive fraud, identity and authentication solution that recognizes good, returning customers and detects anomalies in behavior of all users to better model future fraud risks.”

James Johnson

Managing Director, CyberSecurity Breakthrough


Adapt to an Ever Changing Fraud Environment with Transformative Fraud Detection Solutions

Organizations must rapidly evolve their strategies to effectively combat fraud. Doing so is particularly important now. It has never been more critical for organizations to distinguish the good from the bad actors. This is easier said than done as organizations simultaneously struggle with a reduced workforce and a mission to streamline the number of vendors they work with.

LexisNexis Risk Solutions offers best-of-class fraud solutions for a strong multi-layered defense that reduce fraud and costs to your business.
fraud analytics

Fraud Analytics

Real-time assessment of identity and device patterns, activities and behaviors that may indicate fraud risk.
identity verification and authentication

Identity Verification and Authentication

Fast and reliable confirmation of individual, business, document and device identities.

Detect and deflect fraud before it starts with superior risk intelligence.

A one-size-fits-all fraud and identity program doesn’t work. Our layered, risk-based solutions harness the industry’s most authoritative identity verification and authentication, fraud analytics and investigation capabilities. Streamline new account application and account servicing. Reduce customer friction. Optimize processes and create a more nuanced authentication approach.

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